KOTAI Payments
🚀 KOTAI Payments — Crypto payments on your terms
KOTAI Payments is the 100% crypto-to-crypto gateway of the KOTAI ecosystem, designed to connect consumers and merchants without relying on banks, intermediaries, or fiat currency conversions.
With it, anyone can pay using the crypto they already hold — and the merchant freely chooses which token they want to receive. The entire process is handled through automated, secure, and transparent settlement.
This solution brings digital assets into everyday use, enabling everything from online purchases to in-person payments via QR code or integrated checkout. Total freedom, guaranteed privacy, and a seamless experience for both payer and receiver.
⚙️ How It Works
The customer initiates the payment using a crypto they already hold (e.g., BTC, ETH, MATIC, USDT).
The merchant pre-selects which token they wish to receive.
KOTAI Payments handles the entire flow — acceptance, conversion, and settlement.
The transaction is confirmed in real time, with no need for sign-up or identity verification.
🚀 Why is KOTAI Payments so powerful?
✅ Pay with any crypto: ETH, BNB, USDT, MATIC, and more ✅ Receive in your preferred token: Want USDT on Polygon? USDC on Arbitrum? You decide ✅ No mandatory KYC: No identity required for purely crypto transactions ✅ No third-party custody: Funds go directly to the merchant’s wallet ✅ Near-instant settlement: Fast, transparent, and trackable confirmations
🧩 Connected Ecosystem
KOTAI Payments is fully integrated with the broader KOTAI ecosystem:
KOTAI Wallet: seamless experience and native wallet support
KOTAIKO Exchange: built-in liquidity and automatic swaps
Merchant Dashboard: full control over invoices, wallets, history, and preferences
Also offering:
Plugins for Shopify, WooCommerce, and Magento
Public API for apps, POS systems, and custom integrations
Available in Web, Mobile App, Browser Extension, and Embedded Widget formats
📆 Roadmap
2025
MVP launch
Full support for EVM networks
Partnerships with early merchants
Functional dashboards (mobile and web)
2026 and beyond
Expansion into new sectors and regions
Support for more tokens and emerging networks
KOTAI DAO for community governance
Integration with loyalty programs, cashback, and recurring payments
KOTAI Payments is the bridge between crypto freedom and modern commerce usability. With it, transacting with digital assets becomes as simple as scanning a QR code.
Our mission is to bring to the crypto space the same kind of revolution that Pix brought to traditional payments. Or, as we like to say: we’re building the “Pix of Web3.”
Just like Pix in Brazil, UPI in India, and PromptPay in Thailand revolutionized daily payments by enabling:
🔹 Instant transfers 🔹 Zero bureaucracy 🔹 Near-zero costs
KOTAI Payments brings this same vision into the crypto world:
✅ Payments in seconds, with full transparency and security ✅ No banks, no intermediaries, no forced fiat conversion ✅ Seamless integration across digital, physical, and decentralized commerce
If Pix made banking easier for millions, KOTAI Payments aims to do the same for the crypto economy.
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